Technology has made it easy for us to utilize the internet for various things. From ordering products and services to paying bills and recharging mobile phones, DTH services, etc. we rely on various digital platforms.
There are many ways to make online recharges and bill payments. You can use apps, websites, and systems/ gateways to pay directly using your debit or credit cards, e-wallets, and net banking services. But we do need to be careful and take necessary precautions when making online payments. With hackers, phishers, and cyber criminals being active 24×7, we need to be doubly sure that our data is safe from such attacks.
In this blog, let us see four major precautions you will need to take during any online recharge.
- Do Not Save Passwords
- Your internet browser will prompt you to save passwords you enter while logging into online accounts and making payments.
- Though it is an easy option to remember passwords, it makes things simple for hackers in stealing your information.
- It is always better to not save passwords on the browser no matter how many of you have to remember. Find other ways to make a note of them.
- Use Authentic and Safe Websites
- Not all websites that allow you to make payments are secure. Check whether the website address starts with HTTP or HTTPS. HTTPS has an additional security layer that protects your transaction.
- Airtel Payments Bank is one such website through which you can do mobile recharge after choosing your operators like – airtel online recharge, and DTH services, pay utilities and internet bills, and make travel, Fastag, and insurance payments.
- Airtel Payments Bank, a subsidiary of Bharti Airtel is the first-ever company in India to get a payment bank license from RBI. Using such trustworthy websites is a good way to stay safe during online transactions.
- Use Personal Computer/ Device to Make Payments
- Always use your personal computer, laptop, mobile phones or tablet for online recharge. Don’t use devices that belong to others.
- Your data will be stored in the device, allowing them to access your accounts if you are not alert. Never use outside computers to make online payments. They have no proper antivirus protection and can be hacked by anybody.
- Do Not Share OTP with Others
- OTP is a one-time password sent to your registered mobile number to complete the transaction. You have to enter the OTP received to finish the process.
- OTP could be numbers, alphabets, characters, or a combination of all three. Every OTP has an expiry time which ranges from 60 seconds to 60 minutes or more.
- The common trick of cybercriminals is to call the person whose details they are using ask for the OTP. This allows them to complete the payment while the person ends up paying for it.
- Do not ever share the OTP information with anybody.
Apart from the above, frequently changing passwords and not saving your credit/ debit card information are other ways to stay cautious during online transactions.